These Terms of Service ("Terms") govern your use of this website and any forms, quizzes, or communications offered through it. This website is operated by Laird Ventures LLC under its consumer brand Trucker Family Protection. By using this site or submitting your information, you agree to these Terms.
Trucker Family Protection is a marketing brand. We are not an insurance company, and we do not issue, underwrite, bind, or guarantee any insurance policy. We connect people who request information with licensed insurance agents who can discuss coverage available in their state. All quotes, recommendations, applications, and coverage decisions come from those licensed agents and the insurance carriers they represent.
We are not affiliated with, endorsed by, or connected to any trucking company, motor carrier, freight employer, trade association, union, or government agency.
Nothing on this website is an offer of insurance or a guarantee of coverage, eligibility, price, or approval. All applications are subject to underwriting by the issuing carrier. Products, riders, features, and availability vary by state, carrier, age, and health class, and may change at any time.
Content on this site is general information only. It is not legal, tax, financial, or insurance advice, and it does not account for your individual circumstances. Consult a qualified professional before making decisions. Any figures, examples, or illustrations are hypothetical and are not a promise of results.
Where we reference indexed universal life insurance: cash value growth is tax-advantaged, index crediting is subject to caps, participation rates, and other limits set by the carrier, and a 0% floor means your credited value does not decrease due to negative index performance. Policy charges and fees still apply and can reduce value even in a year with no index loss. Accessing cash value through loans or withdrawals reduces the death benefit and may have tax consequences if the policy lapses. Living-benefit riders pay only on qualifying events as specifically defined in the policy.
When you submit a form, you confirm that the information you provide is accurate and that it is your own, and that you are at least 18 years old. If you provide a phone number and agree to be contacted, you consent to receive calls and text messages, including through automated technology, as described at the point of submission and in our Privacy Policy. Consent is not a condition of purchase. You may reply STOP to any text to opt out, or ask any agent to stop contacting you.
How we handle your information is described in our Privacy Policy, which is part of these Terms.
The content, design, logos, and materials on this site are owned by Laird Ventures LLC or its licensors and may not be copied or reused without permission.
This site may link to or rely on third-party services. We are not responsible for the content, accuracy, or practices of third parties, and their terms and privacy policies govern your use of them.
This site is provided "as is" and "as available," without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the site will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, Laird Ventures LLC is not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of this site. Nothing in these Terms limits liability that cannot be limited under applicable law.
We may update these Terms at any time by posting a revised version on this page with a new effective date. Continued use of the site after changes are posted means you accept the updated Terms.
These Terms are governed by the laws of the State of South Carolina, without regard to its conflict-of-law rules.
Laird Ventures LLC
Email: jrlaird.life@gmail.com